After 11+ years in banking, I started Anraz Finance to give people clear financial education so you can get out of debt, save more, give more, and stop letting interest work against you.
No judgment. Just honest guidance and a plan that fits real life.
Getting clear about your money shouldn’t feel out of reach. Choose the kind of support you need, all at one simple price.
Send your numbers through a short, secure form. You’ll receive a personalized written report showing where your money is going, plus our perspective on where to focus first.
After payment you’ll complete the secure intake form.
Personalized coaching built around your numbers, with a practical budget and debt payoff strategy.
Cancel anytime. Cancels at the end of the paid month. No prorated refunds.
Facing financial hardship? We can reduce both to $1. Here’s how →
“And if any [one] is in difficulty, then grant him time until ease.”Qur'an 2:280
🤝 Your financial well-being matters. If you’re experiencing financial hardship, reach out. We can reduce your Financial Check-Up to $1 and ongoing coaching to $1 per month. Cost shouldn’t stand in the way of getting support.
I’m Mohammed Shaikh. After 11+ years in banking, I saw something that stayed with me: so many hardworking people doing everything right, yet still drowning in debt while interest quietly takes more and more.
I started Anraz Finance to help change that. I believe everyone deserves real financial education: the tools to take charge of their money, get out of debt, and stay out.
My hope for you is simple: save more, give more, stress less. Your money should serve your life, not the other way around.
Straight answers. A clear plan. Honest guidance. So you can reduce the stress and build the life you want.
One-on-one financial coaching built around your income, expenses, debts, goals, and real life.
See Coaching PricingFinancial wellness workshops and coaching programs for the people you serve, including members, employees, clients, and community residents.
Explore Organizational ProgramsMost people never see this split. Move the sliders to see how much of a single monthly payment goes to interest before any of it touches what you owe.
Illustrative only. This shows how monthly interest is calculated on a single revolving balance. It is not a projection of your results, a payoff schedule, or a recommendation. Nothing you enter here is sent anywhere; the math runs in your browser and is never stored.
Mohammed helped me create a plan that finally worked. I paid off $7,000 in debt and now I'm saving every month.Jessica R.
Our workshop with Anraz Finance gave our members practical tools they could use right away. The feedback was incredibly positive.Community Partner
No. I'm a financial coach. I don't recommend investments, sell securities or insurance, manage accounts, prepare taxes, or give legal advice. Coaching is education and strategy for the money decisions you make yourself.
An app records what already happened. Coaching builds the plan, adjusts it when your life changes, and keeps you accountable to it. The app is a tool; this is the person who helps you use it.
No, and I'd be careful with anyone who promises to. This isn't credit repair. Paying down balances on a consistent plan often improves credit over time, but I can't promise a number or a date.
Not for the free call. We can talk through your situation without documents. For coaching, yes, because the plan is only as good as the numbers behind it. Everything you share is treated as confidential.
That depends entirely on your income, balances, and rates, so I won't give you a number before I've seen them. What I can tell you is that most people leave the first session knowing exactly where they stand, which is usually the part that's been missing.
Everything is already $11. If you’re experiencing financial hardship, reach out. We can reduce the Financial Check-Up to $1 and ongoing coaching to $1 per month. Cost shouldn’t stand in the way of getting support.
Anytime. It stays active through the end of the month you've already paid for and doesn't renew after that. There's no contract length and no cancellation fee.
Thirty minutes, no cost, no obligation. Leave your number and I'll call you.
Prefer to text? (347) 513-3040